Describe the issue based on the topic/content area/change in your own words (2-3 sentences) (the uninsured Issue is the case study in the
Your analysis should include the overall perspective of each stakeholder group and the impact on cost, quality, and access from each stakeholder’s perspective. Refer to Table 14-2 on the top of page 274.Industry Perspective: Based on your stakeholder analysis, explain the healthcare industry perspective on this issue over the next three years. Provide a discussion of this issue from a cost, quality, and access point of view. Summarize the overall industry perspective.Conclusion/Recommendations: Finally, what is your overall evaluation of the problem of the uninsured from a stakeholder perspective? Offer a recommendation(s) for how this issue can be addressed using the parity of health care model. Be sure to support your recommendation(s) with scholarly and/or peer- reviewed resources.
Printl Health Organizations: Theory, Behavior, & Development Page 1 of 2without publisher’s prior permission. Violators will be prosecuted.It is important to emphasize that many working Americans lack health insurance coverage.27 “Among people aged 18 to 64 who wereemployed full time, about 15% lacked health insurance. However, the rate was 21% for people in the same age group who worked parttime. Poor workers were even less likely to have insurance. Almost half (48%) of poor, full-time workers were uninsured in 2000.”28People without health insurance for the longest periods of time share these characteristics: ( 1) lack higher levels of education; (2) are 18- to24-year-olds, followed by 25- to 34-year-olds, and then 35- to 44-year-olds; (3) are non-employed followed by intermittently employedpeople.29 In Chicago, the working poor are the most likely to be uninsured; approximately 33% of the uninsured in Chicago have annualincomes between one and two times the federal poverty line (between $16,600 and $33,200 for a family of four).30 The majority of theuninsured in Massachusetts are employed, earn between $15,000 and $25,000 per year, and are most likely to be under the age of 35.31To compound the problem, a study by the Center for Health System Change reported that at least 7.4 million adults with chronic conditionslacked health insurance in 1999.32 The combination of uninsured Americans with chronic conditions, and the uninsured with acute episodicconditions, puts a Herculean burden on the healthcare system. People without insurance (chronically and acutely ill) tend to wait to seekhealthcare; subsequently, their episodic and non-continuous care increases the acuity of their primary complaint and often is complicatedby co-morbidities. The lack of continuity of primary care for the uninsured is a serious problem and as time moves forward, this problembecomes larger and more complex. At the front lines of care for the uninsured is the local hospital emergency department.Case Study: Overburdened Emergency Departments Threatened by the Problem of UninsuredEmergency departments across the nation are in crisis because of the “perfect stonn” caused by the gargantuan uncompensated care burdenof the uninsured, lower reimbursements, and government regulation (such as EMTALA).33 The Emergency Medical Treatment and LaborAct (EMTALA), an unfunded mandate passed into law in April, 1986, requires emergency departments of participating Medicare hospitalsto screen and treat anyone with an emergency medical condition. The viability of hospitals is severely compromised by an emergencydepartment function that reels as the rank of the uninsured grows.33 Unless something is done (to include dealing with the nation’suninsured), average Americans will find it increasingly difficult to access emergency care in their communities.34,35Americans with chronic disease and without health insurance significantly add to the overuse and abuse of hospital emergency rooms.35Sixty-three percent of uninsured Americans with chronic diseases have incomes less than 200% of the poverty level as compared to 18% ofthe insured.35 Emergency departments are overburdened by inappropriate use by the nation’s uninsured chronically ill.35 The uninsuredutilize the emergency departments of local hospitals at twice the rate of insured persons.35 The care provided in the emergency departmentis not the most effective, efficient, or efficacious for primary or acute care needs.33 The results of years of emergency department misuseinclude over 1100 closed emergency departments in the past decade, exhausted staff, physicians refusing to work in the ER, and inefficientprimary care.33 Emergency departments are in serious trouble given the state of healthcare, regulation, and the uninsured (uncompensatedcare). It is not unusual for many hospitals around the country to simply, and often unexpectedly, close their ERS for a short time to reducegrowing financial losses.36 A significant number of emergency department patient visits are from the nation’s 42 million Americanswithout health insurance.33The financial burden of uncompensated care is severe for hospitals and physicians across the nation. “Nationally, an estimated 150,000people owe $50,000 or more in unpaid medical bills and an estimated 20% of the 1.4 million bankruptcies each year are due at least in partto high medical expenses.”30 In Michigan, “hospitals reported charges of over $1 .1 billion for uninsured and uncompensated care in 2000with associated costs of $456.2 million after accounting for recoveries, offsets, and private payment receipts.”36Georgia hospitals report spending over $1 .28 billion in indigent or uncompensated care each year.37 Missouri hospitals incurred $364.6million in uncompensated care costs in 1995.38 “Wisconsin hospitals recently reported a 60% increase in uncompensated care since 1996and nearly a quarter of them (the hospitals) lost money on patient care in 2001.”39 Over 82% of California emergency departments reportedfinancial losses totaling $325 million in 2000, over $8 million more than in 1999, and this financial burden has created an environment thatfosters closing emergency rooms; in fact, 10 emergency departments closed in 1999 and more than 60 have closed since 1990.40Physicians are also burdened by the uninsured. According to the California Medical Association, physicians in that state lost an estimated$130 million in 2001 due to the uninsured, uncompensated care burden.41Case Study: Business Feels the Consequences of the Uninsured ProblemNetonly do-healthcareeosts reduce-«our natien’s ability-to compete in-the-global marketpiace, but alsethe loss of productivity due to illnessor injury is of concern to any business. For the uninsured, time away from work further complicates family financial issues but alsodecreases overall productivity of the nation. Median time away from work in 2000 due to illness and injury was 6 days (median for males6 days; females = 5 days).42 A total of 1,664,000 days away from work were reported (those that were reported) in 2000.43 In 1996,temporary illness or injury resulted in 1,234,000 people between the ages of 20 to 64 years to miss work.44 Using the median days missingwork per person (6 days) and the number of people missing work due to temporary illness or injury (1,234,000) by the percentage ofAmericans without health insurance ( 14.6% and removing the 24.7% of the uninsured that did not work), a crude estimate of workdays lostis calculated to be nearly 814,000 days attributed to uninsured working Americans. If those Americans had health insurance, how manydays of missed work and productivity could have been avoided‘? If only 20% of those lost workdays of the uninsured could have beenavoided, over 160,000 workdays could have been added to the nation’s productivity.How do you evaluate the problem of the uninsured from a stakeholder perspective? Use the template or model below to summarize yourthoughts and discuss this problem with others.Describe the issue based on the topic/content area/change in your own words (2-3 sentences) (the uninsured Issue is the case study in thechapter):How does this topic/content area/change impact the following major stakeholder groups? Fill in Table 14-2 below (you can copy and pastethe symbols if using a computer).(3 points)http ://online .vitalsource.com/books/9780763 78 7622/pr1nt?from=273 &to=27 8&sk1p__de skt. .. 8/27/201 3
"You need a similar assignment done from scratch? Our qualified writers will help you with a guaranteed AI-free & plagiarism-free A+ quality paper, Confidentiality, Timely delivery & Livechat/phone Support.
Discount Code: CIPD30
Click ORDER NOW..
