What experience (good and bad) have you had with

What experience (good and bad) have you had with

Health Services Financing
  Write 700 words by discussing how the concepts of premium, covered services, and cost-sharing apply to health insurance. What experience (good and bad) have you had with insurance?
Cite at least 2 peer-reviewed, scholarly, or similar references.
Format your citations according to APA guidelines with conclusion.

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